How It Works
Get everything you need to know about American Credit Repair here. We'll explain who we are and how the credit repair process works.
Background on American Credit Repair
American Credit Repair has been matching our visitors with respected credit repair companies since the early 1990's. Our partners include law firms specializing exclusively in credit repair. Unlike many other credit repair companies, American Credit Repair deals only with companies that specialize in credit repair. That means that our partners have more knowledge and experience in this area than their competitors, which translates into more effective results for you. American Credit Repair can match you with a company that can help you clean up your credit legally and effectively. Good credit can save you quite a bit of money due to lower interest rates.
The American Credit Repair Process
Here is how the process works when you sign up with American Credit Repair.
- Fill out our free, online form. The first step to signing up for American Credit Repair services is to complete our free, online form. The form will ask you for some basic contact information and will only take a few minutes to complete. Our form is free of charge and comes with no obligation.
- We match you with credit repair companies that can meet your needs. Based on the information you provide on your sign-up form, American Credit Repair will match you with a credit repair company that can meet your needs. We will give you a quote on their services and explain how to contact them.
- You apply for credit repair services with the company of your choice. If you see a company that meets your needs, American Credit Repair makes it easy for you to then sign up for credit repair services with that company. You will usually pay a one-time set-up fee upon signing up for services.
- The credit repair process begins. Most American Credit Repair partners begin the repair process by having you forward your credit reports to them. If you don't have your free credit reports, your repair service can help you get them.
- You select the items you would like to dispute, and the service begins working your case. Many American Credit Repair affiliates have an electronic disputation service whereby you can select the items you would like to dispute on your reports electronically. Once your credit repair service knows the items you would like to dispute, they will begin working your case ASAP.